CRED is a members-only platform that celebrates the creditworthy of society. Any member who has an Experian/ CRIF score greater than our eligibility score, is welcome on CRED. CRED offers exclusive rewards, brand upgrades and experiences for it's members that are redeemable upon clearing their credit card bills through CRED.
In addition to curating exclusive rewards from top brands for it's members, CRED members also get access to CRED Protect - an AI backed system that keeps track of every single nuance of a credit card payment journey - right from due date reminders, spend patterns and other card usage statistics. Additionally, all users can manage their credit cards better with features such as credit card spend tracking and management options that provide simple, yet powerful analysis which in turn helps users manage their cards better.
How to apply for CRED membership?
You can apply for a membership by signing up with your full name and valid mobile number (issued within India) on the app. We check your credit score from credit bureau’s like CIBIL, Experian, CRIF, etc. If your credit score is above our eligibility score, you will be accepted as a member of CRED and will have access to a curated set of exclusive rewards and privileges that are members-only.
P.S. You will need a valid Indian phone number to enroll as a member of CRED
In CRED - most rewarding credit card bill payment app 18.104.22.168More rewards. Smarter statements. Cred has updated, and so can you!